How we are paid

Our initial consultation is always free. We use this initial meeting to discuss your objectives and outline the ways in which we may be able to help you.

The meeting is also the start of the relationship building process. We all generally prefer to do business with people that we get along with and feel we can trust.

Beyond the initial meeting we would expect to get paid for our services, in return for the value we add.

You have the option to pay by either a fee or commission or a combination of the two. We will discuss these options with you during our initial meeting.

In most cases the commissions we receive from product providers cover our costs, and you would not need to pay us directly for our help, unless you would prefer to.

In some cases commissions from product providers would not be adequate to cover the costs of our service to you. If this is likely to be the case, then we will discuss and agree a fee with you upfront.


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independent financial adviser